Terms of Service

Effective Date: July 12, 2025Last Updated: July 12, 2025

Welcome to Origin Capital, a portfolio management platform built for modern investors. These Terms of Service ("Terms") govern your access to and use of Origin Capital's services (the "Service"), provided by Origin Capital ("we", "us", or "our").

1. Acceptance

By creating an account, accessing, or using Origin Capital, you agree to these Terms. If you do not agree, do not use the Service.

2. Eligibility

You must be at least 18 years old and legally capable of entering into binding contracts.

3. Account Registration

You must create an account to access certain features. You agree to provide accurate and complete information and to keep it updated. You're responsible for maintaining the security of your account.

4. Subscription & Billing

We offer subscription-based access through Stripe. By subscribing, you authorize Stripe to charge your payment method. All prices are stated in USD and are exclusive of applicable taxes.

No refunds are provided for partial months, and cancellations will apply at the end of the current billing cycle unless stated otherwise.

5. Usage Restrictions

You agree not to:

  • Use the Service for unlawful purposes.
  • Reverse engineer or attempt to extract source code.
  • Resell or white-label Origin Capital without written permission.

6. Third-Party Services

We use third-party services such as:

  • Supabase (user authentication & data storage)
  • Vercel (hosting infrastructure)
  • Stripe (payments)
  • OpenAI API (AI insights & assistance)
  • Finnhub (financial data feeds)

We are not responsible for the functionality or data handling of third-party services.

7. Investment Disclaimer

Origin Capital is not a registered investment advisor. Any information provided by the platform is for informational and educational purposes only and should not be construed as financial advice. You are solely responsible for your investment decisions.

8. Termination

We reserve the right to suspend or terminate your account at any time for violations of these Terms or if required by law.

9. Changes to the Service

We may change, suspend, or discontinue any part of the Service at any time, with or without notice.

10. Limitation of Liability

To the maximum extent permitted by law, we are not liable for any indirect, incidental, special, consequential, or punitive damages, including lost profits or data.

11. Governing Law

These Terms are governed by the laws of Germany, without regard to conflict of law principles.

12. Contact

Questions? Reach out at origincapital@protonmail.com